| Health Insurance When it is an affordable benefit, health insurance is provided by an employer. The amount deducted from an employee’s regular paycheck is based on a pre-determined amount an employer has established to be the employee’s portion of the premium. Generally, an employer that provides this benefit pays for a portion of the premium and the remaining amount is the employee’s responsibility. This is strictly a benefit and is not provided by all employers. Group health insurance premiums are more affordable than individual policies that can be purchased on your own. |